Paytm: Secure UPI Payments 10.41.0

Paytm is one of India’s leading payment apps, trusted by over 300 million Indians. With the Paytm app, users can easily make bank-to-bank money transfers via BHIM UPI. The app also allows for instant payments at various shops and online platforms such as IRCTC, Flipkart, Uber, Zomato, and Swiggy.

Aside from payments, Paytm offers a range of services including mobile recharge, Fastag recharge, DTH recharge, movie ticket bookings, postpaid bill payments, and utility bill payments for water, gas, electricity, landline, broadband, and insurance. Additionally, users can invest in mutual funds, digital gold, and NPS, check their CIBIL credit score for free, and use Paytm's postpaid feature to buy now and pay later.

The app also makes it convenient to book rail e-tickets as well as flights and buses with just a few taps. Users can benefit from bank-to-bank money transfers via BHIM UPI and make credit card-based payments to merchants using the UPI PIN without the need to swipe a physical card or enter CVV/OTP.

With Paytm, users can also easily recharge their mobile and DTH connections with access to the latest prepaid recharge plans and offers. The app also allows for the purchase and management of Fastag for any vehicle using the Paytm Wallet.

Paytm further simplifies bill payments by offering services for electricity, water, gas, broadband, credit cards, landline bills, insurance premiums, E-Challan, loan repayments, fee payments, municipal bills, and more. The app provides reminders for due bills and even offers an auto payment option.

For safe and contactless payments at offline stores such as kirana stores, pharmacies, restaurants, petrol pumps, and retail stores, Paytm supports UPI payments, payments through mobile numbers, and QR code scanning.

Online payment options are also available for food delivery, grocery shopping, entertainment apps, and over 100 other apps.

Paytm goes beyond payments by offering users the ability to check their credit score across all banks and access credit reports. Users can also apply for Paytm Postpaid and make purchases with a credit limit of up to ₹60,000.

Furthermore, Paytm provides personal loan services ranging from ₹10,000 to ₹2.5 lakh with repayment periods ranging from 3 to 60 months. Interest rates (per annum monthly reducing) range from 10.5% to 35% with loan processing fees ranging from 0% to 6%. Please note that personal loans are only available to Indian citizens within the territory of India.

The app allows users to book tickets for trains, buses, and flights. Users can book domestic and international flight tickets as well as online bus tickets for various providers. Paytm is an authorized IRCTC partner, allowing users to easily book rail e-tickets, check PNR status, and get live train status information.